There are a variety of ways to legally organize a small business. This should be one of your earliest business decisions and is certainly one of the most important. Most often the legal structure chosen for a business is determined by legal, financial and tax considerations. As a result, this decision may be reached after meeting with accountants, attorneys, banks or other business consultants. ...[ Read More ]

Known as "multi-class funds," some mutual funds offer investors different types of shares, known as "classes." Each class will invest in the same "pool" (or investment portfolio) of securities and will have the same investment objectives and policies..... ...[ Read More ]

Retirement Strategies for All Ages: A "To-Do" List - A Special Guide for Seniors and Families ...[ Read More ]

Asset allocation involves dividing an investment portfolio among different asset categories, such as stocks, bonds, and cash. The process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life will depend largely on your time horizon and your ability to tolerate risk. ...[ Read More ]